I love a good healthy muffin recipe! From pumpkin chocolate chip to sweet potato & blueberry, pb&j, and now these oatmeal chocolate chip muffins – you just can’t go wrong with a portable breakfast or snack. Especially when there is some chocolate involved 😊
These aren’t your typical muffin recipe as we are using rolled oats as the base. No flour or refined sugar is needed. They have a good balance of carbs, some healthy fats, and a little bit of protein.
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Banana chocolate chip oatmeal muffins are perfect for a make-ahead breakfast, snack, or healthy dessert. I even love having them as a pre or post-workout snack – served with some greek yogurt and even topped with some peanut butter – the perfect combo!
Better yet, they only require 9 ingredients and are vegan, dairy-free, and naturally gluten-free.
Why we love these chocolate chip oatmeal muffins
- made in one bowl and super easy to make
- simple whole food ingredients – and I’m guessing you probably already have most of the ingredients at home
- lightly sweetened – we are using just a tablespoon of maple syrup + brown bananas
- super customizable – you can easily adjust this recipe to what you have on hand and change up the flavors each week
- absolutely delicious – they really are so good, especially right out of the oven

Banana oatmeal chocolate chip muffins ingredients
- spotted or brown bananas – this gives the muffins some natural sweetness
- almond milk
- maple syrup
- vanilla extract
- rolled oats
- ground flaxseed
- cinnamon
- baking powder
- salt
- chocolate chips – I used dairy-free mini chips

How to make oatmeal chocolate chip muffins
- Preheat the oven to 350 degrees Fahrenheit. Line a muffin pan with silicone muffin liners or grease a nonstick muffin tin.
- Mash bananas. In a medium-large mixing bowl, add your bananas and mash until mostly no lumps remain. For these oatmeal muffins, you want brown or spotted bananas. They are easy to mash and the riper they are, the sweeter they are.
- Add your remaining ingredients. First, add your wet ingredients – milk, maple syrup, and vanilla extract. Mix to combine. Then add your dry ingredients – oats, ground flax, cinnamon, baking powder, and salt. Mix well to combine again. Finally, fold in the chocolate chips. Tip – save a handful of chocolate chips to sprinkle on top of the muffins before they bake!
- Form muffins. Using a cookie scoop, or about 2 1/2 tablespoons worth, fill your muffins cups. I love using silicone muffin liners (they are my favorite and make for easy cleanup and nothing sticks to them!).
- Bake. About 25 minutes or until golden brown on top and a toothpick comes out clean. Let cool for a couple of minutes and enjoy!



How to mash brown bananas
- with a fork – this is the easiest and my to-go way. Just add your banana to a bowl and mash them until smooth. It’s hard to get all the lumps out but try your best.
- electric mixer – you can use either a hand mixer or a stand mixer. Both work the same.
Can you use quick oats?
Rolled oats and quick-cooking oats can be used interchangeably. Rolled oats will provide more of a chewy texture while quick oats are a little moister, but both will work.
You cannot use steel-cut oats in this recipe though. Steel-cut oats are a lot coarser (they aren’t as processed), but also take longer to cook and the results will not be the same.
Gluten-free oatmeal muffins

Rolled oats are naturally gluten-free, but they can be one of the most cross-contaminated products. To ensure this recipe is gluten-free, look for certified gluten-free oats.
How to store baked oatmeal cups
- to store – I found you can store them on your countertop or in the fridge. First, let them cool completely. Add to an airtight sealable glass container or silicone bag. For best results, store them in the fridge for up to a week. They will also keep on your countertop for a few days if it is not too hot in your house.
- to freeze – let cool completely and place on a large plate or baking sheet. Place in the freezer and let freeze for 2 hours until hardened. This will help ensure they freeze individually and won’t stick together. Transfer to a large bag (we love reusable silicone ones) and freeze for up to 3 months. You can defrost them by placing them in the refrigerator and then warming up the microwave if desired

Substitutions or additions
This recipe is super forgiving – here are some easy substitutions:
- spotted or brown bananas – if you don’t have enough bananas, you can use some applesauce or pumpkin puree to make up the difference.
- almond milk – any kind of milk will work. I used whole milk on our last batch and they turned out amazing!
- maple syrup – any kind of liquid sweetener will work (honey, agave…). You can also leave it out if you don’t want any sweetener.
- rolled oats – quick-cooking oats will work instead
- ground flaxseed – if you don’t have this, you can honestly just skip it. It helps absorb a little of the liquid and adds some healthy fats, but not neceassily needed to make the recipe work.
- chocolate chips – I like using mini for more chocolate, but regular size ones will work. Milk or dark chocolate chips work as well.
While I love these baked oatmeal cups as is, they are so easy to customize. Here are a few suggestions to change the flavor from week to week:
- chopped nuts – walnuts, peanuts, or pecans would be great
- nut butter – stir in about 1/4-1/2 cup nut butter to the batter before baking
- fresh or dried fruit – strawberries, raspberries, or blueberries would all be great
- shredded coconut – chocolate and coconut are always a good combo
- cacao powder – to make them extra chocolatey, stir some cacao powder into the batter
- protein powder – for a little extra protein boost, you can add a scoop or two of your favorite protein powder. However, they might not be as moist. You can add a little more liquid if needed depending on the thickness of your protein powder.
More healthy oatmeal recipes
- chocolate peanut butter overnight oats
- cauliflower oatmeal
- coffee overnight oats
- peanut butter & jelly stuffed oatmeal cups
- mango overnight oats
- peach baked oatmeal


Oatmeal Chocolate Chip Muffins
ingredients
- 2 small-medium spotted or brown bananas, mashed (200 grams/about 3/4-1 cup)
- 3/4 cup almond milk
- 1 tablespoon maple syrup
- 1/2 teaspoon vanilla extract
- 2 1/2 cups rolled oats (250 grams)
- 2 1/2 tablespoons ground flaxseed
- 1 1/2 teaspoons cinnamon
- 1 teaspoon baking powder
- 1/2 cup mini chocolate chips (120 grams – I used dairy-free)
- 1/4 teaspoon salt
instructions
- Preheat the oven to 350 degrees Fahrenheit. Line a muffin tin with silicone muffin liners. You can also grease a nonstick muffin tin or use nonstick muffin liners.
- Mash bananas. Add bananas to a large bowl and mash with a fork until no lumps remain.
- Add your remaining ingredients. First add your wet ingredients – milk, maple syrup, and vanilla extract. Mix to combine. Then add your dry ingredients – oats, ground flaxseed, cinnamon, baking powder, and salt. Mix well to combine. Fold in the chocolate chips (tip – save a handful of chocolate chips to sprinkle on top of the muffins before they bake). The batter should be somewhat wet.
- Bake. Using a cookie scoop, or about 2 1/2 tablespoons worth (80 grams), fill 10 muffin tins. Sprinkle with remaining chocolate chips if you saved some. Bake for 25 minutes* until golden brown on the top. Let cool for a couple of minutes and enjoy!
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I made these muffins for a get together and they were delicious. I made them in mini parchment paper muffin holders as I could not find the foil ones I use to use anywhere. But they worked fine! The muffins were so easy to make and excellent…! A big hit!
Thanks!
Love the mini muffin idea! Glad enjoy liked them and thank you for trying them!!
These are amazing! Super easy to make and reheat really well! They have been the perfect sweet treat for me after dinner. Still feel indulgent, but I don’t feel as guilty!
Yay, happy to hear that Liz! Thank you for trying them!!
I made these twice in two days! Super easy, delicious and just the sweetness and texture that I was craving. I highly recommend. My first batch was chocolate chips and the second batch I added blueberries. I ate them for breakfast and as a snack. Great recipe!
Haha YAY!! I need to try with blueberries! Thank you for trying them Audrey!
Ohhhh myyyy delicious!! Made these today to satisfy my craving for a sweet treat and I can’t stop eating them!! (Yes, I had 3.) These are so easy and I can’t wait to make a few more variations with dried fruit. I also subbed GF quick oats and they turned out perfectly. MAKE THEM NOW! YOU WON’T REGRET IT!!
Haha yess!! I usually have two right off the bat lol. Glad you liked them Kendall, thank you for trying them!!
I finally made these a few days ago and loved them is an understatement. They definitely hit the chocolate fix and was so happy they weren’t super sweet. Plan to make more as soon as my bananas get spotted. Thanks Kelly for such awesome recipes!!
Yay! I bought some more bananas and am patiently waiting too haha. And thank you for trying them!!
Can’t wait to try them
You will love them! Get Michelle to make them for you!!
Sounds great! I wrote down the recipe to make for book club!
Let me know know they go! Hope they enjoy!
I had two spotted brown bananas in my fruit bowl last night and decided to make a batch of these muffins. They are delicious, I ate two of them this morning for breakfast topped with natural peanut butter. With a glass of iced coffee it was the perfect post-run breakfast. Thanks for another great, easy recipe!
That post run meal sounds lovely! I love them as a post workout snack too. Glad you enjoyed Michelle and thank you for trying them!
Got to try them
Let me know when you do!
These were delicious! Definitely will make again 🙂
Thank you Frances!